Privacy Policy

1. Introduction

• Our privacy policy is designed to inform you about the information we collect, how we use it, and your options about certain uses of information. Key elements of our full privacy policy are summarized below for your convenience.
• Our privacy policy covers visitors who access our website. The summary contains essential information presented in simple terms to help you understand it better. However, the full version of our privacy policy is the legally binding one.
• The privacy policy establishes rules for website users. The main purpose of this summary is to present important details in an easy-to-understand manner. The legal binding version of our privacy policy stands as the full document.
• When you access our websites we obtain several types of data including your visit statistics and content interactions and entry and exit site details and system information about your consumption device. The phone number used for “click to call” services will be stored by us for three months if you decide to use such a service.
• We operate our websites by utilizing the collected information to provide services while improving them and monitoring analytics and statistics to synchronize and resolve payment issues with our business partners (including clients, vendors and affiliates).
• Your information will remain confidential unless legal requirements force disclosure or when providing website services to you.
• We strongly recommend you read and understand our complete privacy policy through regular reviews or contact us at [email protected] if you need clarification.

2. Information We Collect

2.1 Personal Information

The Terms of Use (the “Terms”) include this Privacy Policy as a fundamental component which you can access at: Terms Of Use. Any capitalized term in this Privacy Policy that we don't define, will have the meaning given to it in the Terms.

Information We Collect. When you visit the Site, or use the Services, we may collect certain information about your visit and usage of the Site and the Services, in one or more of the following ways:

• Information You Provide to Us. The Services require users to enter Personal Information to access their functionalities. The features which need Personal Information for operation must receive your explicit consent for use (e.g. The Sites allow you to join newsletters periodically but you must give active consent for promotional material and forms. The Privacy Policy explains the data collection procedure for all Personal Information described below.
• Personal Information under this Privacy Policy definition includes details that alone or in combination with other data identify a person such as full names combined with email addresses and phone numbers and physical addresses and other contact information. Some jurisdictions may classify internet service provider-issued IP addresses for devices as Personal Information although we use this information for specific purposes. The information will receive personal handling and protection measures yet we refrain from using it to identify users or deliver personalized content.
• Third Party Forms and Services: The Site lists, rates and compares various 3rd party businesses, brands and commercial entities (collectively, "Partners") and their respective products and/or services (collectively, "Products"). We allow you to choose and consent to fill out online forms which enable connection or engagement with Partners through their Leads. You can obtain further information about a Partner or Product or initiate a transaction with them by selecting their icon or tab which directs you to a Partner-operated Landing Page. The Landing Page becomes accessible through both Partner icons and external websites and online searches. You need to provide Personal Information including your name along with email address and phone number when submitting information on the Landing Page (Landing Page Info). The Partner who owns the Landing Page collects your submitted Landing Page Info and operates with its own privacy policy and data collection practices information. You should review these privacy policies to determine why your submitted Personal Information is collected and used.
• Contact Us. You can contact us through the 'Contact Us' function by filling out our online form or sending an email to our displayed address or using Site feedback or reporting features. To process your request you need to provide your email address and full name. Your message along with all its content will serve two purposes: request handling and our business operations as detailed in sections 4 and 5 of this Privacy Policy.
• Blogs, Newsletters, Surveys and Promotions. The Site provides blog forum and review sections which present information about our services together with information about Partners and Products as well as market vertical details. Subscribers can sign up for newsletters through the Site and users can participate in surveys and promotional activities while some functions operate under our management and others run through third-party service providers we work with. Your blog forum participation or newsletter subscription or survey participation may require providing Personal Information including your full name and email address in each of these instances. Your submitted information will reach the third party directly while they will process it according to their privacy policy as well as this one for the specified purpose.

2.2 Automatically Collected Information

We collect information about your use of the Services and your interaction with the Site or the Services, as follows, and in the following ways:

• The system collects device information including device type and version and operating system type and language and version and user agent information that reveals browser type and version and screen resolution.
• Interactions and Usage: In order to provide the Services, operate the Site, and keep improving it, so as to be able to sync with our Partners and affiliates, we collect information about your interaction and use of the Services, such as: URL's from which you were directed to the Site and to which you are referred from the Site, internal URL's of the Site in which you visited and your actions with respect to the Services (such as view or click), date/time stamp of Site use, timing for clicks and page-views.
• Log Files: We collect information through server log files, but also by deploying tracking technologies within the Site, such as pixel tags. We do this to analyze trends, track user's engagement and interaction with the Site and respective Services. The type of information collected may include internet protocol (IP) addresses that your Internet Service Provider allocated to your device. We collect IP for a limited time and for specific purposes. First, to better understand your geographic location (country, region and language) and therefore be able to provide the Services in your own language and relevant to your place of origin. Second, we use automated tools to analyze IP addresses and flag those that are fraudulent (“Anti-Fraud Purposes”).
• Cookies and Similar Technologies. The Site may use "cookies" and other anonymous web tracking technologies (such as "web beacons" and "pixel tags") implemented by us or by third party service providers. A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that website to recognize your browser. Cookies may store your online preferences and other information about the interaction you make in the Site. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent to your browser. However, some features or services, included in the Site, may not function properly without cookies, and some features may become unavailable for you in such cases. A pixel tag is a type of technology placed on a website for the purpose of tracking activity on websites, or when emails are opened or accessed (if applicable), and is often used in combination with cookies.
• Information We Receive from Third Parties. Like many Internet based services, the Site and the Services are operated and provided in collaboration, synchronization and interaction with third parties, including Partners, affiliates and other third parties. In order to enable and facilitate such synchronization, we may receive information from third parties, such as: an internal user identifier that our system generates to each user (not a unique identifier), and the summary of action taken by you (click, purchase, view, form submission or a phone call). In some Sites, you will be able – upon your choice – to consume the Service on a click-by-call basis. In which case, a third party vendor/s facilitates the call transmission, tracking and feedback for success. In such cases, the phone number from which you called may be provided to us (with no other information about you attached), for a limited time and for purposes of resolving referrals and successful calls with our Partners. Except for this purpose, we do not make any other use of such information, unless you give us your explicit consent.

4. Consent

Consent, Choice and Modifications The collection of Personal Information is not mandatory since you provide it voluntarily. The Site operates without any necessity to access it first. When you use the Site to interact with Services you agree to this Privacy Policy together with our described information practices. The Site and Services require your consent to access their content. Please refrain from accessing the Site or using the Services if you disagree with this Privacy Policy. The Services demand users to present particular Personal Information when utilizing them. Users have the freedom to decide whether they want to use such Services or not. Your right to withdraw consent exists at all times even after providing your Personal Information (please review section 8 to understand how to withdraw consent and opt out).

5. The Way We Use Personal Information.

In addition to the uses of information we collect (including Personal Information, jointly “your Information”) described elsewhere in this Privacy Policy, we also use Personal Information in the following ways: To generally provide you with the Site and Services, and constantly improve them. Your Information enables us to perform several functions which include: (a) administer and make available the Site and Services to you; (b) further develop and generally improve the Site and the Services; (c) count and track referrals and Ads (as defined under section 5); (d) validate users as human, and for anti-fraud monitoring (e) respond to your inquiries and other communications with you; (f) identify or authenticate your access and use of the Site.

6. Sharing Your Information with Third Parties.

We refrain from distributing Personal Information about you to Third Parties unless we encounter the following scenarios:

• Data Storage and Security Platforms (“Data Platforms”); Third party cloud and storage services are utilized by us to store and maintain your Information. Our organization shares your Information with third party entities across different global locations including the United States to maintain storage operations or perform other processing tasks. Our storage solutions include Amazon Web Services which operates under the Privacy Shield certification (you can access their privacy policy at https://aws.amazon.com/privacy/) and other entities which operate under their respective privacy policies. The Data Platforms maintain operations throughout different locations worldwide. The Data Platforms that we use adhere to strict privacy protection and data security policies while following all relevant data protection laws. The privacy policies of these entities control every practice and activity they perform.
• Social Media Platforms. The Site shares non-identifiable data with social media networks (including Facebook, LinkedIn etc.) for marketing and operational activities. Social media platforms collect Personal Information independently while combining not identified information which we share with your Personal Information that you have already consented to separately. The social media platform's privacy policy controls all Personal Information which results from such actions although we do not have governance over this information.
• Other Third Parties. Our business operations require sharing your Information with different third parties who assist us with customer service and email/phone administration as well as analytics to track user behavior on the Site and Services. The third parties use their own privacy policies to govern their operations although we require them to display their policies when delivering their services. When Third Parties deliver their services directly to you we suggest that you review their privacy policies. These third parties maintain operations at different locations worldwide while their servers exist anywhere in the globe.
• Enforcement. Our company shares your Personal Information with third parties whenever we decide that disclosure of your information serves a beneficial purpose or helps us fulfill legal obligations such as (a) following applicable laws or regulations or legal processes or governmental requests or (b) enforcing our Terms of Use and investigating potential violations or (c) detecting and preventing security issues or fraud or (d) protecting IXZO Digital alongside our affiliated entities and users as well as yourself and public interests.
• Partners and Products. The Services allow users to submit online forms which enable them to request extra details about specific services or products (“Online Form”). Our platform will transmit your Online Form details to the Corresponding Partner and Corresponding Product that matches your expressed interest in doing business. When you submit an Online Form without selecting a particular Partner or Product from your previous click-through we may forward your information to a Partner who operates in the same service domain as your request. You agree to both (a) Partners' ability to use your Online Form information for contact purposes and (b) our lack of control over Partner contact methods and topics as well as (c) the fact that each Partner maintains its own privacy policy that may differ from this Privacy Policy and (d) Partners operate from various locations throughout the world.
• Merger, Sale or Bankruptcy. In the event that IXZO Digital OU. or one of our affiliated entities is acquired by, or merged with, a third party entity, or otherwise sells all or part of our/its assets, we may (and hereby reserve the right to) transfer or assign the Personal Information and other information we have collected or received. After acquiring the company we will make sure the new entity shows their data practices to you and respects your rights according to your home country.
• Third parties we engage or host or that provide us with services and features we can offer to you collect data from the Site and visitors' engagement with the content and features on our behalf, or for the provisioning of their services. The disclosure occurs when we implement third-party technologies or services or grant them access to our Site and technology for described purposes mentioned in the Privacy Policy or on the Site. We implement analytics tools which include Google Analytics among others. These analytical tools enable us to study user behavior on our Site and Services through the monitoring of page content alongside user click/touch and scroll and keystroke activities. The privacy practices of these tools are subject to their own policies and they may use their own cookies to provide their services. For further information about cookies, please see our Cookie Policy.

7. Links to and Interaction with Third Party Properties.

The Site contains links to third-party websites (such as Partners' websites) as well as content and online properties (collectively known as Third Party Properties). All data related to your Third Party Properties clicks and Personal Information you provide on these websites goes to the third party. The privacy practices of third parties remain outside our responsibility as well as their Third Party Properties and Products and their data collection methods. Each Third Party Property that you decide to use or interact with requires you to read their terms and conditions and privacy policy before proceeding.

8. Access and Accuracy; Deletion.

We do not keep information for personal identification purposes in any way other than the scenarios and specific usage and purposes which are explained in this Privacy Policy. To process requests to access, edit or delete your Information, you should be the one who submitted your information or you should have used a Service that involved collection of Personal Information. To review or edit or delete Personal Information we have in storage, please send your request to [email protected]. The processing of your request may take up to 30 business days.

9. Choices and Opt-Out.

You may choose whether you wish to give us your information for the purposes described in this Privacy Policy. You can make a decision any time to exercise your rights regarding your Personal Information and the law of your country of residency. For example (where applicable and relevant):

• Cookies and Tracking Technologies. If you want to refuse or block cookies from the Site or third party services, you may set your browser accordingly (for more details please refer to Section 2.2.4 hereof).
• Review and update or request to remove your Personal Information from our servers (for more details please refer to Section 7).
• California Privacy Rights. California Civil Code Section 1798.83 allows our customers who are California residents to request information about the Personal Information we disclose to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected].
• EU Data Subject Rights. Any Personal Information we collect according to this Privacy Policy is handled and treated in compliance with the GDPR. As an EU based user you may:
  • Access the Personal Information that we keep about you. In order to verify your identity, we will need to ask you to provide us with certain credentials. If you find that the Personal Information is not accurate, complete or updated, then please provide us the necessary information to correct it.
  • Contact us if you want to withdraw your consent to the processing of your Personal Information. Exercising this right will not affect the lawfulness of processing based on consent before its withdrawal.
  • Request to delete or restrict access to your Personal Information. If you exercise one (or more) of the above-mentioned rights, in accordance with the provisions under the law, you may request to be informed that third parties that hold your Personal Information, in accordance with this Privacy Policy, will act accordingly.
  • Object to the processing of your Personal Information for direct marketing purposes, in case your Personal Information is used for such purpose.
  • Have a right to lodge a complaint with a data protection supervisory authority.
• Canada. If you are a resident of Canada, you are permitted to request certain information regarding our disclosure of Personal Information to third parties for their direct marketing purposes, where applicable. To make such a request, please send an email to [email protected].

10. Information Security.

The Site, our computer servers and systems and third party services/affiliate entities use data security systems and procedures to protect the information transmitted, processed and stored on the Site. The site uses SSL encryption for transport of information and any other information at transport. We are constantly reviewing our information and data collection practices and implementing third party processing and serving services with various information security standards and certifications and we monitor and filter access to data when it comes to personnel in our organization. Security systems and procedures minimize the risk of security breaches but there is no such thing as absolute security in the worldwide network. We cannot guarantee that the Site and our servers are completely safe from unauthorized access to the information stored there and other information security risks. If you have any questions about the security on the Site, you can contact us at: [email protected].

11. Children's Privacy.

The Site or the Services are not designed to attract children under the age of 16. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 16. If we learn that we have collected Personal Information from a child under 16, we will use commercially reasonable efforts to delete that information as quickly as possible. If you believe that we might have any such information, please contact us at: [email protected].

12. Non-US Users.

We may transfer your Information (including Personal Information) outside the country in which it is collected or in which you reside (e.g., to the United States), including to a country that may not offer the same level of protection for Personal Information as the country in which you reside. However, in such cases we make sure to place all contractual safeguards (such as verification of Privacy Shield Certification) to ensure your Information is processed in a way that offers an adequate level of protection when it is shared between or among our third party vendors. By providing Personal Information and using the Services, you expressly consent to the use of such Information in accordance with this Privacy Policy and to the transfer of your Information to another country (including e.g. the United States).

13. Commitment.

Protecting your privacy online is an evolving practice, and we use our best efforts to evolve our Site in a manner that meets these requirements and best practices as per all jurisdictions in which the Site is available.

14. Contact Us.

We try to make this Privacy Policy simple and easy to understand. However, if you have any question you may contact us at: [email protected], or IXZO Digital OU. Harju maakond, Tallinn, Kesklinna linnaosa, Luise tn 4-46, 10142, Estonia.